Terms of Service

Effective Date: 10/08/2025

1. Acceptance of Terms

By accessing or using www.kmkramer.com (the “Site”), operated by KMK Kramer Enterprise LLC, doing business as KMK Kramer Consulting (“KMK Kramer,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please discontinue use of the Site.

2. Use of the Site

You agree to use the Site for lawful purposes only and in a manner that does not violate the rights of others or restrict their use of the Site.
We reserve the right to suspend or terminate access for any behavior that violates these Terms.

3. Intellectual Property Rights

All content on the Site—including text, graphics, logos, and designs—is owned or licensed by KMK Kramer Enterprise LLC d/b/a KMK Kramer Consulting and is protected by intellectual property laws.
You may not reproduce, distribute, or modify any content without prior written consent.

4. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied.
We make no representation that the Site will be uninterrupted, error-free, or free of harmful components.

5. Limitation of Liability

To the fullest extent permitted by law, KMK Kramer Enterprise LLC d/b/a KMK Kramer Consulting shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or its content.

6. Indemnification

You agree to indemnify and hold harmless KMK Kramer, its affiliates, employees, and representatives from any claims, damages, or expenses resulting from your violation of these Terms or misuse of the Site.

7. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively in the state or federal courts located in New York, United States.

8. Modifications to Terms

We may revise these Terms at any time. Updates will be posted on this page with a new effective date. Continued use of the Site constitutes acceptance of the modified Terms.

9. Contact Information

KMK Kramer Enterprise LLC
doing business as KMK Kramer Consulting
Email: hello@kmkramer.com
Website: www.kmkramer.com